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2022/2023 CANADA'S BUDGET REFLECTIONS SINCE THE LAST BUDGET*

The Federal government's budget on April 7, 2022 introduces changes that may affect your individual and family finances.

The Federal government's budget on April 7, 2022 introduces changes that may affect your individual and family finances.

Canadian Dollar vs. the U.S. Dollar 💰
79.47¢ APR 7, 2022 vs
79.88 APR 19, 2021 BUDGET
S&P/TSX

Composite 📈
21 834.89 APR 7, 2022 vs
19.204.40 APR 19, 2021 BUDGET

Oil Price per Barrel in SUSD ⛽️
$95.51 APR 7.2022 vs
$63.38 APR 19, 2021 BUDGET

Unemployment Rate 💼
5.30% APR 8, 2022 vs
$8.10 APR 19, 2021 BUDGET

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Get Started

REGULATORY DEADLINES

RSP Deadlines - March 1, 2022

Start TODAY

〰️

Start TODAY 〰️

 

We always enjoy sharing sometimes.

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SETTING UP YOUR ONLINE ACCESS

Want to make your personal banking easier? Have you thought of creating a personal financial website that you can share with your spouse or family members? It’s an easy, secure and convenient way to share your financial information.

Setup your Access Today!

〰️

Setup your Access Today! 〰️

Want to make your personal banking easier? Have you thought of creating a personal financial website that you can share with your spouse or family members? It’s an easy, secure and convenient way to share your financial information.

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ARE YOU LIVING BEYOND YOUR MEANS? PART 2

There is some good news. By educating yourself and approaching this with intention and focus, you can better control overspending….


Do you spend time wondering where your money goes?

Do you feel that you don't have enough money?

Sometimes spending can get out of control. Bad habits can creep up on us without us without realizing it. Those little expenses add up and turn into big ones, and before you know it, you're living beyond your means. Lifestyle inflation is a habit that we see develop sometimes.

There is some good news. By educating yourself and approaching this with intention and focus, you can better control overspending

Changing your habits and lifestyle might seem hard, but you'll find it is rewarding.

Start budgeting, saving, and investing today. Once you see some progress toward your goals, you'll be motivated to reach your goals.

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ARE YOU LIVING BEYOND YOUR MEANS? PART 1

Do you spend time wondering where your money goes?
Do you feel that you don't have enough money?

Sometimes spending can get out of control. Bad habits can creep up without you realizing it. Those little expenses add up and turn into big ones, and


Do you spend time wondering where your money goes?
Do you feel that you don't have enough money?

Sometimes spending can get out of control. Bad habits can creep up without you realizing it. Those little expenses add up and turn into big ones, and before you know it, you're living beyond your means. Lifestyle inflation is a habit that we see develop sometimes.

If you're beginning to wonder if you're living beyond your means, we've got some examples to help you figure it out.

• You play the comparison game
• Your rent/mortgage costs are too high
• You drive a car you can't afford
• You could add money monthly to your investments for retirement, but you chose not to
• You don't use a budget, but wonder where your $ goes
• You use credit cards for emergencies and don't
save
• You put fun before important expenses or savings
• You don't prioritize insurance when you can afford it
• You make good money, but spend it all

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WHAT TO DO IN YOUR 20’S THAT WILL BENEFIT YOU IN YOUR 30’S AND 40’S

WHAT TO DO IN YOUR 20’S THAT WILL BENEFIT YOU IN YOUR 30’S AND 40’S
1. Build a habit of eating healthy and exercising.
Your body will thank you….


1. Build a habit of eating healthy and exercising.
Your body will thank you years later
2. No one person has it so figured out!
So don’t stress in thinking that you must
3. Focused on communication, this skill is beneficial for everything
4. Travel. Do this as much as you can.
You will never regret it. If you can travel, do it
5. Choose who you spend your time with.
The five people you spend the most time with have the most impact on your life.

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Merry Christmas

Wishing you a very Merry Christmas 🎄
Filled with family & fun
- Jodi, Michelle & Bonnie

 

Wishing you a very Merry Christmas 🎄
Filled with family & fun
- Jodi, Michelle & Bonnie

 
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More Changes

Not only is our office nearing completion (and we are excited to share that with you soon!) but we are officially now part of the Investment Planning Corporation team.

WHAT DOES THIS MEAN?

We are partnering with a new company to help with our process and business development

Want to find out more check it out here:

 

Not only is our office nearing completion (and we are excited to share that with you soon!) but we are officially now part of the Investment Planning Corporation team.

WHAT DOES THIS MEAN?

We are partnering with a new company to help with our process and business development

Want to find out more check it out here:

http://investmentplanningcounsel.ca/

 
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Michelle's Office Changes

Here is a snapshot of Michelle’s Office Reno

 

We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. The painting has been finished in our offices and we are waiting on our new furniture and flooring. So, as you can see, I am committed to you for many years to come.

Check out a Peak at Michelle’s Office

We continue to work hard to continue to provide you with exceptional service.

Here are a few photos, of our renovation in progress.

- Jodi

 
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Bonnie's Office Changes

We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. Here’s a peak at Bonnie’s Office…

 

We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. The painting has been finished in our offices and we are waiting on our new furniture and flooring. So, as you can see, I am committed to you for many years to come.

We can’t wait for you to see it! Here is a look at Bonnie’s New Office Design

We continue to work hard to continue to provide you with exceptional service.

Here are a few photos, of our renovation in progress.

- Jodi

 
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Jodi's Office Changes

We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. The painting has been finished in our offices and we are waiting on our new furniture….

 

We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. The painting has been finished in our offices and we are waiting on our new furniture and flooring. So, as you can see, I am committed to you for many years to come.

We can’t wait for you to see it!

We continue to work hard to continue to provide you with exceptional service.

- Jodi

 
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